Benefits for Self-Employed & Freelancers

Helping you operate on your own

Just because you work for yourself or work as a freelancer doesn't mean that you can't afford extra benefits.  Too busy to make it to the doctor? Alliance members can access physicians via a phone call. And whether you have health insurance or not, Alliance's discounts and savings on health-related costs could save you thousands of dollars.

24 hour doctor access

24/7 Doctor Access

Get unlimited consultations with board certified physicians via phone or app, with no copay. Physicians are even able to diagnose and prescribe common remedies in many states.

dentist

Discount Dental Care

Our optional dental savings plan saves 15-60% on virtually all dental procedures at thousands of top providers across the country.

consultants

Business, tax and legal advice

Free advice and discounted services from top CPAs, legal professionals and business consultants are just a click or call away.

Save $25

Limited time offer

Additional reasons to join

Pharmacy discounts

Mail Service Rx Discounts help you save on 90-day supplies of prescription drugs delivered right to your door. And our optional Health Superpack adds prescription discounts of up to 65%

Save big on everyday expenses

Get savings and discounts on software and services you use every day. Save on products and services from FedEx, QuickBooks, Hewlett-Packard and more.

Emergency roadside service

Don't be stuck missing meetings or jobs when your car breaks down. The Alliance Motor Plan offers 24-hour toll-free access to roadside assistance anywhere in the U.S. and Canada.

Access to health insurance

If you're in need of health insurance, our online insurance marketplace lets you shop and evaluate plan option in realtime. Get expert advice from licensed agents and ensure you don't miss out on any available savings or subsidies.

Travel savings

Whether you are traveling for business or pleasure, Alliance Members save on long and short stay hotels, cruises and rental cars from Budget, Enterprise Hertz and ZipCar.

Frequently Asked Questions

WHO IS THE ALLIANCE?

Since 1981, the Alliance has been using its group buying power to provide businesses, individuals and families with affordable access to health, travel and education benefits.

WHAT DOES ALLIANCE MEMBERSHIP OFFER?

Alliance Membership provides access to a variety of personal, professional and health care benefits that help members and their families save money. Whether it's a medical emergency or preventive health care, travel discounts or legal services, Alliance Direct Benefits can help you get the most for your money.

WHAT ARE THE OPTIONAL PACKAGES?

The Alliance offers optional packages tailored for those who want additional medical benefits or dental discounts. You can customize your Membership by adding just the packages you need.

ARE ALLIANCE DIRECT BENEFITS JUST FOR ME? OR CAN MY FAMILY USE THEM TOO?

The Alliance Value Plan benefits cover you and your family. The Alliance Plus Plan is available to individuals, or you can upgrade to the Family Plus Plan and share the benefits with your spouse and/or dependents. It's a great way to help provide additional savings and health care options to your whole family.

ARE ALLIANCE DIRECT BENEFITS THE SAME AS A HEALTH INSURANCE PLAN?

No. The Alliance is not a health insurance provider. The Alliance is a nonprofit corporation that offers dues-paying members access to insured and non-insured benefits. Thanks to our group buying power, Membership offers discounts and benefits which can help you offset the cost of healthcare and everyday expenses if you do not have insurance. And if you already have insurance coverage, Alliance Direct Benefits can help with deductibles and out-of-pocket costs.

HOW DO I ACCESS MY BENEFITS?

You can access your benefits anywhere, anytime. Just log into our member portal from your computer or smartphone and you can access your benefits and membership info 24/7. And our member services hotline is available toll-free during business hours to assist you with any questions.

I ALREADY HAVE HEALTH INSURANCE. WHY WOULD I JOIN THE ALLIANCE?

The Alliance Direct Benefits are a great complement to many existing insurance and benefit plans. If your current insurance has a high deductible, or limited choices for services, our benefits and savings could save you significant money. Our group buying power has let us negotiate discounts for many common diagnostics such as lab work, x-rays and MRI scans. It could be cheaper to use our low discount pricing than to pay full price if you haven't met your deductible yet. Additionally, with our 24/7 physician access benefit, you can speak with a licensed physician from anywhere, even when you're traveling.

Many insurance plans these days do not include dental insurance. Our optional Dental Savings Plan benefit can help you save on nearly every dental procedure at thousands of dental practices throughout the country.

IS THE ALLIANCE PART OF THE AFFORDABLE CARE ACT?

No, Alliance Membership is not insurance and does not meet the conditions of the Affordable Care Act. However, Alliance Direct Benefits can be a great complement to qualified Affordable Care Act plans, offering additional ways to save and more healthcare options. Many ACA qualified plans have high deductibles, and our health care benefits can help minimize the out-of-pocket costs of many items.