Benefits for Seniors

Benefits and savings for seniors

As a senior, you're always looking for ways to make your money stretch a little further. Alliance Direct Benefits has dozens of benefits and savings on prescriptions, medical procedures, groceries, travel and much more. And the Alliance's optional health and dental benefits can enhance your healthcare while saving money on the high costs of insurance deductibles.

24 hour doctor access

24/7 Doctor Access

Get unlimited consultations with board certified physicians via phone or app, with no copay. Physicians are even able to diagnose and prescribe common remedies in many states.

pharmacist

Pharmacy discounts

Mail Service Rx Discounts help you save on 90-day supplies of prescription drugs delivered right to your door. And our optional Health Superpack adds prescription discounts of up to 65%

doctor

Access to Medicare supplemental insurance

Alliance members can get unbiased advice from a licensed, non-commissioned Medicare Adviser who can also help with Short Term Recovery Insurance, Senior Life Insurance and more.

Save $25

Limited time offer

Additional reasons to join

Access to grandchild life insurance

Learn how you can provide a very affordable policy for your child or grandchild (15 days to 18 years) they can keep into adulthood without underwriting or a physical exam.

Emergency roadside service

Unlike AARP, our auto club is included in your membership! The Alliance Motor Plan offers 24-hour toll-free access to emergency roadside service anywhere in the U.S. and Canada.

Protection anywhere you go

Get peace of mind, even when enjoying peace and quiet. On the road you get exclusive access to global emergency services and transportation, such as ambulance reimbursement or helicopter evacuations. And at home you can save on a notification service that will automatically alert medical staff if you need assistance.

Travel savings

Membership and traveling go hand-in-hand, with savings on long and short stay hotels, cruises and rental cars from Budget, Enterprise, Hertz and ZipCar.

ID theft resolution

Alliance members have free access to fraud specialists that help you every step of the way when your identity has been compromised.

Everyday savings

Membership comes with savings that you can use daily — like movie tickets, grocery coupons, online shopping, consumer club rewards and more.

Frequently Asked Questions

WHO IS THE ALLIANCE?

Since 1981, the Alliance has been using its group buying power to provide businesses, individuals and families with affordable access to health, travel and education benefits.

WHAT DOES ALLIANCE MEMBERSHIP OFFER?

Alliance Membership provides access to a variety of personal, professional and health care benefits that help members and their families save money. Whether it's a medical emergency or preventive health care, travel discounts or legal services, Alliance Direct Benefits can help you get the most for your money.

WHAT ARE THE OPTIONAL PACKAGES?

The Alliance offers optional packages tailored for those who want additional medical benefits or dental discounts. You can customize your Membership by adding just the packages you need.

ARE ALLIANCE DIRECT BENEFITS JUST FOR ME? OR CAN MY FAMILY USE THEM TOO?

The Alliance Value Plan benefits cover you and your family. The Alliance Plus Plan is available to individuals, or you can upgrade to the Family Plus Plan and share the benefits with your spouse and/or dependents. It's a great way to help provide additional savings and health care options to your whole family.

ARE ALLIANCE DIRECT BENEFITS THE SAME AS A HEALTH INSURANCE PLAN?

No. The Alliance is not a health insurance provider. The Alliance is a nonprofit corporation that offers dues-paying members access to insured and non-insured benefits. Thanks to our group buying power, Membership offers discounts and benefits which can help you offset the cost of healthcare and everyday expenses if you do not have insurance. And if you already have insurance coverage, Alliance Direct Benefits can help with deductibles and out-of-pocket costs.

HOW DO I ACCESS MY BENEFITS?

You can access your benefits anywhere, anytime. Just log into our member portal from your computer or smartphone and you can access your benefits and membership info 24/7. And our member services hotline is available toll-free during business hours to assist you with any questions.

I ALREADY HAVE HEALTH INSURANCE. WHY WOULD I JOIN THE ALLIANCE?

The Alliance Direct Benefits are a great complement to many existing insurance and benefit plans. If your current insurance has a high deductible, or limited choices for services, our benefits and savings could save you significant money. Our group buying power has let us negotiate discounts for many common diagnostics such as lab work, x-rays and MRI scans. It could be cheaper to use our low discount pricing than to pay full price if you haven't met your deductible yet. Additionally, with our 24/7 physician access benefit, you can speak with a licensed physician from anywhere, even when you're traveling.

Many insurance plans these days do not include dental insurance. Our optional Dental Savings Plan benefit can help you save on nearly every dental procedure at thousands of dental practices throughout the country.

IS THE ALLIANCE PART OF THE AFFORDABLE CARE ACT?

No, Alliance Membership is not insurance and does not meet the conditions of the Affordable Care Act. However, Alliance Direct Benefits can be a great complement to qualified Affordable Care Act plans, offering additional ways to save and more healthcare options. Many ACA qualified plans have high deductibles, and our health care benefits can help minimize the out-of-pocket costs of many items.