Benefits for Small Businesses

Since 1981, the Alliance has been using its group buying power to provide businesses, individuals and families with affordable access to health, travel and education benefits.

Alliance Membership provides access to a variety of personal, professional and health care benefits that help members and their families save money. Whether it's a medical emergency or preventive health care, travel discounts or legal services, Alliance Direct Benefits can help you get the most for your money.

The Alliance offers optional packages tailored for those who want additional medical benefits or dental discounts. You can customize your Membership by adding just the packages you need.

The Alliance Value Plan benefits cover you and your family. The Alliance Plus Plan is available to individuals, or you can upgrade to the Family Plus Plan and share the benefits with your spouse and/or dependents. It's a great way to help provide additional savings and health care options to your whole family.

No. The Alliance is not a health insurance provider. The Alliance is a nonprofit corporation that offers dues-paying members access to insured and non-insured benefits. Thanks to our group buying power, Membership offers discounts and benefits which can help you offset the cost of healthcare and everyday expenses if you do not have insurance. And if you already have insurance coverage, Alliance Direct Benefits can help with deductibles and out-of-pocket costs.

You can access your benefits anywhere, anytime. Just log into our member portal from your computer or smartphone and you can access your benefits and membership info 24/7. And our member services hotline is available toll-free during business hours to assist you with any questions.

The Alliance Direct Benefits are a great complement to many existing insurance and benefit plans. If your current insurance has a high deductible, or limited choices for services, our benefits and savings could save you significant money. Our group buying power has let us negotiate discounts for many common diagnostics such as lab work, x-rays and MRI scans. It could be cheaper to use our low discount pricing than to pay full price if you haven't met your deductible yet. Additionally, with our 24/7 physician access benefit, you can speak with a licensed physician from anywhere, even when you're traveling.

Many insurance plans these days do not include dental insurance. Our optional Dental Savings Plan benefit can help you save on nearly every dental procedure at thousands of dental practices throughout the country.

No, Alliance Membership is not insurance and does not meet the conditions of the Affordable Care Act. However, Alliance Direct Benefits can be a great complement to qualified Affordable Care Act plans, offering additional ways to save and more healthcare options. Many ACA qualified plans have high deductibles, and our health care benefits can help minimize the out-of-pocket costs of many items.