Hal Cline

Everyday protection you can trust.

We offer an expertly chosen selection of health & travel benefits at exceptional savings.

Your Alliance Advisor

Hal Cline

Advisor

Phone: 704-257-6151

Email: [email protected]

Agent # A50920

I work as a consultant serving the Individual Health Insurance Market, Medicare, as well as the Small Business Market. I personally meet with my clients to understand their needs and provide objective guidance and solutions to the ever-changing health landscape. I Offer a convenient location in the Charlotte, N.C. Metro Area in to meet or will be glad to meet with you in your home or a place convenient for you. I want to make the Health Insurance process an easy one for you.

Why the Alliance?

Let our group purchasing power work for you. Since 1981, the Alliance has been using its group buying power to provide businesses, individuals and families with affordable access to health, travel and education benefits.

Alliance Membership provides access to a variety of personal and health care benefits that help members and their families save money. Whether it’s a medical emergency, preventive health care or travel discounts, Alliance Direct Benefits can help you get the most for your money.

Contact Hal Cline

Have any questions about Alliance plans or benefits?

Find the perfect plan

Explore our Health and Travel Benefits Packages below.

A smiling woman with long dark hair, wearing a white coat and a stethoscope around her neck, stands with arms crossed against a light gray background, embodying the trusted care you'd expect at home.

Alliance Health

Unlock your well-being: medical, dental, vision, RX & more!

Medical and mental health, dental, vision, hearing plus savings on prescriptions, labs, scans and more.

Discover Alliance Health

Three people in casual clothes and sunglasses stand together with travel documents and a suitcase against a peach-colored background, ready to leave home for their next adventure.

Alliance Travel

Adventure awaits. Travel with carefree confidence.

Get help with breakdowns and dead batteries, emergencies away from home, and save on hotels, car rental and family fun.

Explore Alliance Travel

Our benefits in action

“The discounts I receive on dental services and procedures is simply amazing!! Love to see the bill lowered each time when using the Careington discount through my Alliance membership HOORAY!!!”

Peter S., MA

“We have used the roadside assistance several times and it is great!”

Shirley K., MD

“I have used my roadside assistance quite a few times, and it works really well. From locking my keys in the car, to dead batteries, flat tires, and towing service.”

Scott C., PA

“I cannot thank you enough for your thoughtfulness and thoroughness in taking care of my needs to get me home. It all went smoothly even with delays. I have had this insurance for many years, my goodness so worth it when you need it.”

Patricia H., FL

A person in a high-visibility vest works on the engine of a car with its hood open on the roadside, as if tinkering at home. A yellow toolbox is placed on the vehicle.

Frequently Asked Questions

Who is the Alliance?

What does Alliance membership offer?

Are Alliance Direct Benefits just for me? Or can my family use them too?

Are Alliance Direct Benefits the same as an health insurance plan?

No. The Alliance is not a health insurance provider. The Alliance is a nonprofit corporation that offers dues-paying members access to insured and non-insured benefits. Thanks to our group buying power, an Alliance Membership offers discounts and benefits which can help you offset the cost of healthcare and everyday expenses if you do not have insurance. And if you already have insurance coverage, Alliance Direct Benefits can help with deductibles and out-of-pocket costs.

How do I access my benefits?

I already have health insurance, why would I join the Alliance?

The Alliance Direct Benefits are a great complement to many existing insurance and benefit plans. If your current insurance has a high deductible, or limited choices for services, our benefits and savings could save you significant money. Our group buying power has let us negotiate discounts for many common diagnostics such as lab work, x-rays and MRI scans. It could be cheaper to use our low discount pricing than to pay full price if you haven’t met your deductible yet. Additionally, with our 24/7 physician access benefit, you can speak with a licensed physician from anywhere, even when you’re traveling.

Is the Alliance part of the Affordable Care Act?

No, Alliance Membership is not insurance and does not meet the conditions of the Affordable Care Act. However, Alliance Direct Benefits can be a great compliment to qualified Affordable Care Act plans, offering additional ways to save and more healthcare options. Many ACA qualified plans have high deductibles, and our health care benefits can help minimize the out-of-pocket costs of many items.

Hal Cline

Everyday protection you can trust.

We offer an expertly chosen selection of health & travel benefits at exceptional savings.